AI Governance and Board-Level Risk Oversight in the Age of Autonomous Enterprises

Relevance for India’s Financial Ecosystem and the Future of Responsible AI

Artificial Intelligence is rapidly transforming the economic, financial, and governance architecture of modern enterprises. Across banking, insurance, fintech, healthcare, logistics, manufacturing, and digital commerce ecosystems, AI systems are increasingly being used to automate decision-making, improve operational efficiency, reduce fraud, personalize services, and optimize strategic planning. However, as AI adoption accelerates, enterprises and regulators across the world are recognizing a critical reality: AI systems can also create systemic, ethical, operational, cybersecurity, and governance risks if not supervised responsibly.

The research article titled “AI Governance and Board-Level Risk Oversight in the Age of Autonomous Enterprises: A Framework for Financial Resilience and Regulatory Accountability” examines this emerging governance challenge and proposes a structured approach for integrating AI governance into enterprise risk management and board oversight mechanisms. The article particularly focuses on the Banking, Financial Services, and Insurance (BFSI) sector, where AI-driven systems increasingly influence lending decisions, customer profiling, fraud monitoring, underwriting, collections, and financial advisory services. Read More : https://aikosh.indiaai.gov.in/home/article/details/cece27f7-0ba5-4e91-98e7-b8939b5b6acc